then you can't build your business around them. it's hitting players in an unequal manner. the largest players can afford, you know, to build the type of infrastructure to deal with the greatest regulation -- regulatory changes we've seen probably since -- dierdre: if you can't afford a lawyer for 2,000 bucks an hour, you're out. >> smaller firms are feeling this pain to keep up. obamacare, for example, the cost of health care went up dramatically in anticipation of the law. and that one -- once it was established, we were able to adjust our business and make it work. again, we'll hire because our business is working. during that uncertain period, makes it difficult. matt: i, still, you know, the economy is the number one issue. for a while, americans thought the economy is just bad. now they realized the government has tried to fix it. now they're blaming more the government than the economy as a whole. those top three are 50%, that's all the economy. unemployment as well.